In the palace of smoke and mirrors that is securitization, everyone is allowed to say they understand the infrastructure even though hardly anyone has the education, training, information, and experience to know anything about it. Even most investment bankers do not grasp the enormity of this scheme which was part straight fraud and part PONZO […]

Tags: bac home loans, Bank of America, Countrywide Financial Corp, Red Oak Merger Corp.
Posted in Uncategorized |

As I have previously stated the alleged merger of Bank of America with Countrywide is by no means a foregone conclusion, although lawyers invoke the merger as the basis for ownership and authority over loans. As between insurance companies and Bank of America the merger is referred to as de facto, which means that for […]

Tags: bac home loans, Bank of America, countrywide, RED OAK MERGER CORP
Posted in Uncategorized |

Hawaii Supreme Court Restores Balance in Foreclosure Cases Now that courts are less fearful of triggering an economic meltdown, judges are returning to legal decisions instead of political ones. The Hawaii Supreme Court has taken a major step in that direction with a landmark ruling reaffirming long-standing civil procedure principles and giving homeowners a fairer […]

Tags: ACCESS TO COURTS, bac home loans, Bank of America, countrywide, discovery, legal presumptions, legal standing, MOTION TO DISMISS, notice pleading, plasubility pleading, Reyes-Toledo, TRUTH, wrongful foreclosure
Posted in foreclosure defenses, Foreclosure Questions, Pleading |

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S COMMENT: Inch by inch the judicial system is getting closer to unraveling the truth about mortgages, securitization, and foreclosures. The process is extremely painful for those whose homes have been or are sliding toward foreclosure (10.6 million more expected soon). On one […]

Tags: bac home loans, Bank of America, bankruptcy, borrower, countrywide, disclosure, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, foreclosures, fraud, FRISCIA & ASSOCIATES, LaSalle bank, LLC, LOAN MODIFICATION, modification, New Jersey Class Action, quiet title, rescission, RESPA, securitization, Tanya Beals, TILA audit, trustee, WEISBAND
Posted in bubble, Corruption, Eviction, securities fraud |

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE MORTGAGE IS VOID NOT JUST VOIDABLE MISSISSIPPI BKR TRUSTEE TURNS THE TABLES ON BANKS:  STATES NO EVIDENCE REQUIRED TO PROCEED TO DECLARE THE LIEN IS VOID SEE BROTHERS V BAC ET AL Memorandum Brief Partial Summary Judgment FINAL-1 SEE BROTHER V TRUSTMARK-BAC ET […]

Tags: bac home loans, Bank of America, bankruptcy, BKR, borrower, BROTHERS, countrywide, disclosure, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, LOAN MODIFICATION, modification, quiet title, rescission, RESPA, securitization, TILA audit, trustee, trustmark, VOID, VOID LIEN, WEISBAND
Posted in bubble, Corruption, Eviction, securities fraud |

ONE ON ONE WITH NEIL GARFIELD COMBO ANALYSIS TITLE AND SECURITIZATION EDITOR’S COMMENT: Judge Curley has been wrestling with these issues for more than 2 years. She has heard every argument, seen every memorandum, Expert Declaration (mine) and considered everything else possible. She was led to the inescapable conclusion that BOA’s position was a farce. […]

Tags: allonge, appeals court, ARIZONA, assignment of mortgage, AZ, bac home loans, bankruptcy, countrywide, DEED OF TRUST, foreclosure fraud, Irena Zitta, Judge SARAH SHARER CURLEY, MERS, Mike Zitta, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., note, reconsider
Posted in bubble, Corruption, Eviction, securities fraud |