GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S NOTE: I have in my possession a copy of an actual letter, an actual computer printout, and an actual fabricated assignment prepared by the foreclosure mill for signature by Bank of America. The foreclosure mill acknowledges the referral of the case for foreclosure and states […]

Tags: Bank of America, borrower, countrywide, creditor, foreclosure, foreclosure defense, foreclosure offense, fraud, JP Morgan Acquisition Trust, MILLSAP & SINGER, quiet title, securitization, TILA audit, trustee, US BANK
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S NOTE: Stopa makes some very good points for lawyers to consider, the main one being that you should make it as hard as possible for the would-be forecloser to prove their case. If they really have the goods, they will prove it; but as we have seen time […]

Tags: AUTHENTICATION OF DOCUMENT, borrower, COMPETENCE OF A WITNESS, disclosure, evidence, foreclosure, foreclosure defense, foreclosure offense, personal knowledge, quiet title, securitization, TILA audit, TRIAL
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM NBC NIGHTLY NEWS WITH BRIAN WILLIAMS MAINSTREAM MEDIA GETS IT AND RUNS WITH IT As I have said, for years, this will be long process. The banks will spin their tales and the mainstream media will pick up on the bank’s version of events because the banks seem more […]

Tags: Bank of America, borrower, BRIAN WILLIAMS, disclosure, Eviction, Florida, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, MERS, NBC, note, predatory lending, quiet title, rescission, securitization, TILA audit, trustee, Wells Fargo
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM PLAINTIFFS USING DATA OBTAINED FROM LIVINGLIES/LUMINAQ SEE LIVINGLIES/LUMINAQ COMBO TITLE AND SECURITIZATION ANALYSIS EDITOR’S NOTE: It’s really very simple. The securitizers on Wall Street decided that MERS had the least amount of assets so it was a remote vehicle that would not kick back to them if the foreclosures […]

Tags: borrower, disclosure, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, MERS, predatory lending, quiet title, rescission, securitization, trustee
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM Investigations Launched on Wrongdoing Despite “Settlements” EDITOR’S ANALYSIS: Maybe there actually is some understanding starting to surface at U.S. regulator’s offices. Certainly the activity in EURO-land shows that our friends across the pond don’t buy the excuses or spin that Goldman and others have been spitting out through their […]

Tags: Abacus, borrower, disclosure, Eviction, foreclosure, foreclosure defense, foreclosure offense, fraud, Goldman, investors, lender, MERS, predatory lending, quiet title, rescission, securitization, TILA audit, trustee
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S NOTE: Finding that lawyers and judges are confused about the meaning and use of terms like “real party in interest” and “standing,” it hardly comes as a surprise that pro se litigants and other homeowners are confused as well. These concepts, which have been used and abused for […]

Tags: borrower, disclosure, foreclosure, foreclosure defense, foreclosure offense, fraud, quiet title, REAL PARTY IN INTEREST, securitization, standing, TILA audit, trustee
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM see case decision BANK OF NEW YORK MELLON V PATRICIA DE MEO: CV100177(2) COURTS MOVING CLOSER TO STRICT APPLICATION OF FEDERAL LAW Only six months ago the courts were very dismissive of defenses field by homeowners and tenants despite the application of numerous Federal laws designed to protect consumers, […]

Tags: Bank of New York Mellon, creditor, disclosure, Eviction, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, MERS, mortgage meltdown, predatory lending, rescission, securitization, TILA audit, trustee
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM IN law school we are always told to start at the beginning, although few practitioners actually do that ,since they THINK they know at a glance the nature of the transaction. Consider the usual “loan closing” where a securitization scheme is in operation. It is a “table-funded loan” which […]

Tags: assignment, borrower, disclosure, foreclosure, foreclosure defense, foreclosure offense, Lender Liability, Loan Closing, Mortgage, note, rescission, securitization, TILA audit, trustee
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM FORECLOSING PARTY MUST BE HOLDER OF VALID DEBT 5.09.2011-North-Carolina-Appeals-Court-Decision[1] North Carolina Appellate Decision Raises New Chain of Title Issue Today, May 09, 2011, 8 hours ago | Yves Smith A potentially important North Carolina appeals court case, In re Gilbert, has not gotten the attention it warrants. In very […]

Tags: foreclosure, foreclosure defense, foreclosure offense, fraud, IN RE GILBERT, note, possession, securitization, TILA audit, trustee
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM It does not appear that the banks are actually all that worried about losing foreclosure cases. If you do the math, they have a pretty good business plan. More than 95% of all victims of foreclosure fraud simply do not know they are victims, are worn out, demoralized and […]

Tags: bailout, countrywide, disclosure, Federal reserve, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, Mortgage, mortgage meltdown, predatory lending, quiet title, rescission, securitization, TILA audit, trustee, Wells Fargo
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