Consider this an add-on to the workbook entitled Whose Lien is It Anyway also known as Volume II Workbook from Garfield Continuum Seminars. Several Attorneys, especially from California are experimenting with a cause of action in which an instrument is cancelled — because it throws the burden of proof onto the any party claiming the […]

Tags: cancellation of instrument, DEED OF TRUST, discovery, incomplete transactions, Mortgage, note, perfected lien, quiet title, Substitution of Trustee, unfunded obligation
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Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: I keep waiting for someone to notice. We all know that the foreclosures were defective. We all know that in many cases […]

Tags: auctioneer, borrower, credit bids, foreclosures, homeowner, interpleader lawsuit, investors, loan transaction, MERS, modifications, Mortgage, non-judicial, note, Payee, REMIC, securitization chain, servicers, Substitution of Trustee, sutbstituting trustees, trustee
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Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: Dear Kathleen, Thank you very much for taking my call this morning. The question that Neil F. Garfield, Esq. had asked AZ […]

Tags: ARIZONA ATTORNEY GENERAL, AZ AG, cash bid, Constitutional challenge, constitutional scholars, credit bid, creditor, Darrell Blomberg, DEBTOR, DEED OF TRUST, Federal mail fraud, fraudulent act, Helen Purcell, homeowner, illegal eviction, Neil F Garfield, non-judicial statute, power of sale, RICO, San Francisco county, stranger to the transaction, Substitution of Trustee, title registrar, Tom Horne, trustee, ulta vires act, US Attorney, wild deed
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Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Phoenix, May 23, 2012: Last night we had the pleasure of meeting with Helen Purcell, Maricopa County Recorder, after having met with Tom Horne, […]

Tags: administrative procedures, administrative process, administrative review process, auctioneer, Bank of America, Citibank, County Attorney, credit bid, creditor, debt, foreclosure process, foreclosure reviews, fraudulent paperwork, Helen Purcell, homeowners, judicial, Maricopa County Recorder, memorandum of understanding, MERS, Mortgage, non-consensual lien, non-creditors, NONJUDICIAL, possession, pretender lender, procedural technicality, Robo-Signing, secured debt, securitization chain, substituted trustee, Substitution of Trustee, tile companies, title, unsecured debt, Wells Fargo, wrongful auction, wrongful foreclosure
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Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: The number of people passing up the administrative review process is appallingly low, considering the fact that many if not most homeowners […]

Tags: administrative procedures, administrative review process, auctioneer, Bank of America, Bryan Hubbard, Citibank, credit bid, creditor, debt, default, foreclosure process, foreclosure reviews, fraudulent paperwork, homeowners, independent foreclosure review, JP Morgan Chase, judicial, Julie Schmit, Money on the table, Mortgage, non-creditors, NONJUDICIAL, OCC, Office of the Comptroller of the Currency, possession, pretender lender, procedural technicality, restitution, Robo-Signing, secured debt, securitization chain, substituted trustee, Substitution of Trustee, title, unsecured debt, Wells Fargo, wrongful auction, wrongful foreclosure
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MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment: In my many conversations with both attorneys and pro se litigants they frequently express intense frustration about those invisible relationships and entities that permeate the entire mortgage model starting in the 1990’s and continuing to the present day, […]

Tags: appraisal fraud, attorney general, auction fraud, closing table, DocX Indictment, fiduciary duty, fiduciary relationship, foreclosure fraud, FORECLOSURE SETTLEMENT, foreclosures, forgery, housing market, housing prices, investors, MERS, mortgage fruad, mortgages, PSA, Reg Z, Robo-Signing, settlement, strategic default, Substitution of Trustee, trustee
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MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT M&I Marshall v Mueller Anti-Deficiency Statute upheld CV100804 One of the scare tactics that the Banks are using to confuse homeowners is that they will come after the homeowner after foreclosure claiming that they are entitled to a Judgment for the deficiency — […]

Tags: anti-deficiency states, bankruptcy, borrower, countrywide, creditor, disclosure, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, LOAN MODIFICATION, modification, quiet title, rescission, RESPA, securitization, Substitution of Trustee, TILA audit, trustee, WEISBAND
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MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE The inescapable conclusion at this point, is that title on more than 100 million real estate transactions is at the very least in doubt and quite probably corrupted. In legalese that would be expressed as clouded, unmarketable (i.e., you can’t sell it or […]

Tags: bankruptcy, beneficiary, borrower, countrywide, creditor, disclosure, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, LOAN MODIFICATION, modification, quiet title, quitclaim deed, release and reconveyance, rescission, RESPA, satisfaction of mortgage, securitization, special warranty deed, Substitution of Trustee, TILA audit, title insurance, trustee, warranty deed, WEISBAND
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MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Using the exhibits filed by the respondents the confusion created by the respondents, the on-record conduct of the Respondents in arrogant defiance and contempt of the this Court’s discharge injunction, and the breaks in chain of title that are self-evident (and clearly shown […]

Tags: AMbac, bankruptcy, borrower, CAL-WESTERN RECONVEYANCE, CHEVY CHASE, countrywide, disclosure, First Magnus, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, LOAN MODIFICATION, MERS, modification, Pamela Campbell, quiet title, RELATING TO, rescission, RESPA, sale, securitization, servicing rights, Specialized Loan Services, Substitution of Trustee, TILA audit, trustee, UACTION, US BANK, WEISBAND
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MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE BY ‘NANCY DREW” In California, OR, WA, CO (non judicial states) place an Automatic Stay one must file Bankruptcy “BK” which stops notice of defaults? sadly allowing substitute trustee to act as robo-mill and includes bank attorneys who don’t have to reveal ‘security’ […]

Tags: Aztec Foreclosure Corp, bankruptcy, borrower, COTA, countrywide, disclosure, Docx, Elaine Malone, Fannie, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, Freddie, gaap, Kelly D. Sutherland, LOAN MODIFICATION, LPS, modification, Notice of Default, quiet title, rescission, RESPA, Robbie Weaver, securitization, servicer, Substitution of Trustee, TILA audit, trustee, WEISBAND
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