I’ve talked about this before. It is why we offer a Risk Analysis Report to Community Banks and Credit Unions. The report analyzes the potential risk of holding MBS instruments in lieu of Treasury Bonds. And it provides guidance to the bank on making new loans on property where there is a history of assignments, […]

Tags: BANK REGULATION, community banks, credit unions, FDIC, Federal reserve, insurance, MBS, OCC, OTS, reserves at small institutions, risk analysis report, SEC
Posted in Corruption, evidence, expert witness, Modification, Motions, Pleading, securities fraud, Servicer |

As regulators conclude their long investigation into the cloud of companies and the maze of paths of paperwork and money the real victims are being revealed. We know Pension funds got hit hard and are now underfunded strictly as a result of buying worthless mortgage bonds from investment bankers who promised them protection and transparency […]

Tags: credit unions, defective mortgages, investors, Morgan Stanley, regulators, unenforceable mortgages
Posted in Corruption, evidence, Modification, Motions, Pleading, securities fraud, Servicer |

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT CUSTOMER SERVICE 520-405-1688 Editor’s Comment:  There are a lot of good reasons for the 10% defection rate at big banks — and the benefit flowing to smaller community and regional banks. The biggest reason appears to be a visceral dislike for the large […]

Tags: 60 minutes, affidavits • attesting • Daniel Edstrom • DTC-Systems • fabricating • false information • false sworn documents • foreclose • illicit business practices • improper statements • imp, AHMSI, appraisal fraud, attorney general, auction fraud, Chris Koster, community banks, credit bids, credit unions, DocX Indictment, foreclosure fraud, FORECLOSURE SETTLEMENT, foreclosures, forgery, housing market, housing prices, investors, linda green, LPS, Missouri, mortgage fruad, mortgages, Robo-Signing, settlement, strategic default, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT EDITOR’S COMMENT: People are voting with their feet. The fact is that Credit Unions and Community Banks provide all the services that the average customer needs at a lower cost than the Mega banks. If this leads to decentralizing the power of the […]

Tags: bankruptcy, BOA, borrower, community banks, countrywide, credit unions, disclosure, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, LOAN MODIFICATION, modification, quiet title, rescission, RESPA, securitization, TILA audit, trustee, WEISBAND
Posted in bubble, Corruption, Eviction, securities fraud |

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM GET LUMINAQ COMBO TITLE AND SECURITIZATION SEARCH see 60 MINUTES: TITLE PROBLEMS ARISING FROM SECURITIZATION A \”TRAIN WRECK\” EDITOR’S COMMENT: With 7,000 community banks and credit unions, an electronic funds transfer infrastructure enabling even the smallest bank to provide wide access ATM, internet and other conveniences, you would think […]

Tags: ATM, bailout, Bank of America, community banks, credit unions, derivatives, disclosure, eletronic funds transfer, Federal reserve, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, mortgage bonds, mortgage meltdown, predatory lending, rescission, securitization
Posted in bubble, Corruption, Eviction, securities fraud |

COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary SMARTBANKS  CONSORTIUM REVIVES 1996 GROUP LED BY GARFIELD COMING BACK TO LIFE “MAKE NO MISTAKE ABOUT IT, THE MEGA BANKS ARE PICKING UP STEAM CONTROLLING FINANCE, AND THUS CONTROLLING THE ECONOMY AND OUR FUTURE. We can only hope that the pattern of community banks and […]

Tags: community banks, credit unions, SMARTBANKS
Posted in bubble, Corruption, Eviction, securities fraud |

Editorial Comment: Actually the number is far higher. We compute it as around 45% when all is said and done. First of all there is consensus that property values are actually around 15% less than seller’s are asking. Second costs of selling the home makes up the rest, taking another 6-10% off the selling proceeds. […]

Tags: ASSOCIATIONS, auto loans, Bloomberg, borrowers, community banks, credit cards, credit unions, daniel Taub, investors, jingle mail, property values, securitized loans, strrategic defaults, student loans, TARP
Posted in bubble, Corruption, Eviction, securities fraud |

The break-up of the big banks combined with strengthening the community banks and credit union would create something much closer to a free market of 7,000 institutions than 4 institutions controlling the world’s currency. Since the 1960’s the banking industry has been dominated by two main tiers of banking — the founding members of “associations” […]

Tags: antitrust, community banks, credit unions, EFT, loan syndication, MasterCard, networks, Visa
Posted in bubble, Corruption, Eviction, securities fraud |

A Few Tears and the Polls Were All Wrong Maybe she was being tactical and maybe it was real. Maybe it was both. It doesn’t really matter. The results in New Hampshire underscore a serious flaw in the delivery of information to the American public and an even more serious flaw in the way we […]

Tags: Clinton, community banks, credit unions, FICO, Obama, Polls, SAT
Posted in Corruption, Eviction |

Unfair Competition by Large Banks Created the Infrastructure for this Mess A few people have asked: Why not do a story on the alternative to the cash-dispensing ATM? After considering the research, and seeing a connection with the mortgage meltdown crisis because this situation is the single greatest marketing tool used by  large financial institutions […]

Tags: ATM, community banks, credit unions, Economist, mortgage meltdown, Point of Sale
Posted in Corruption, Eviction |