While you might be thinking it couldn’t happen to better people, bank failures are not good for you or anyone else in the economy, as a general rule. But, on the other hand, it is quite possible that in the crush of failures expected in 2008-2011, that loan you have on your house, car, boat […]

Tags: bank failures, Cassidy Ratio, CFC, CNB, CORS, EWBC, FDIC, foreclosure defense, IMB, NCC, RBC, STSA, Texas Ratio, UCBH
Posted in bubble, Eviction |

Besides all of the strategies we are collecting for you here, there are some monetary resources you could consider. Things like reverse mortgages are not likely to yield you anything if you are in trouble because you needs lots of equity to get into those. But there are private lenders and peer to peer lending […]

Tags: Department of Veterans Administration, Fannie MAe, Federal Housing Administration, foreclosure defense, Freddie Mac, mortgage defaults, mortgage meltdown, mortgage securitization, peer to peer lending, private ledning, reverse mortgages, subprime loans
Posted in bubble, Corruption, Eviction |

The Federal Truth in Lending Act: What You Don’t Know Can Hurt You Pamela D. Simmons Introduction Ten years ago, I represented the borrower in a case that stemmed from a title company’s failure to secure a loan on all of the borrower’s land. (The title company had listed only one of several parcels of […]

Tags: foreclosure defense, mortgage audit, rescission, right of rescission, TILA, TILA audit, truth in lending
Posted in Eviction |

Exemption Express Website Unveiled By Jill Michaux, Kansas Bankruptcy Attorney on May 23, 2008 in Bankruptcy Legislation,Bankruptcy Practice and Procedure, Benefits of Bankruptcy, General Bankruptcy Information,Kansas, Protecting Assets In Bankruptcy Lawyer John R. Bates of New Philadelphia, Ohio, has published a new website,ExemptionsExpress.Com, which is a phenominal resource for consumer bankruptcy attorneys. He has spent hours and hours compiling the exemption […]

Tags: bankruptcy petition, EXEMPTIONS, foreclosure defense
Posted in Eviction |

Strategic Comment: There are two ways for you stop foreclosure, sale and eviction dead in its tracks. One is to file bankruptcy under Chapter 13 which is an opportunity for debtors to reorganize their payments to creditors. An automatic stay goes into effect immediately upon filing with the Bankruptcy Court. Creditors who say or do […]

Tags: automatic stay, bankruptcy, chain of title, Chapter 13, foreclosure defense, TILA action, TILA audit
Posted in bubble, Eviction, securities fraud |

We are still in process of revising our manuscript for publication with all the forms we can think of. Here is a  summary of our findings thus far. Generally we have two types of jurisdictions — the non-judicial sale jurisdictions and the mortgage foreclosure jurisdictions. California, Arizona and Nevada are non-judicial sale jurisdictions as are […]

Tags: attorneys, auditors, bankruptcy, Chapter 13, forcible detailer, foreclosure defense, judicial sale, lenders, mortgage brokers, NON-JUDICIAL SALE, notice to quit, notice to vacate, rescission, Sheriff, TILA audit
Posted in bubble, Corruption, Eviction, securities fraud |

Take a look at the article (link below) which highlights the essential issues. It’s a bit choppy in reading but it makes the points you should consider as you plan your strategy for dealing with life over the next 10 years. Despite assurances from the administration and those on Wall Street who are trying to […]

Tags: Barclays, countrywide, foreclosure defense, Moody, negative amortization, predatory lending, TILA audits, Vacate foreclosure judgment, Wall Street, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |

We have attempted to provide assistance here to attorneys and to people without attorneys. A good friend and colleague submitted the following piece which is well worth reading. In reading through the many mortgage “horror stories” which I have seen both on your blog and elsewhere, it is understandable that homeowners who are being sued […]

Tags: arbitrator, Barnes, courts, foreclosure defense, judges, Mediator
Posted in Eviction |

We have received several urgent/emergency requests from people who are so far along in the process of this mortgage meltdown, that they feel hopeless and helpless. We can’t give you a magic bullet, but things are not quite as bad as they seem. As for stopping the eviction —- Yes, it is POSSIBLE: It depends […]

Tags: bankruptcy, Chapter 13, EMERGENCY TEMPORARY INJUNCTION, Eviction, foreclosure defense, fraud, servicing rights, TILA audit
Posted in bubble, Corruption, Eviction, securities fraud |

most vendors are looking for money up front that will make them rich while you go down the tubes More and more “professionals” are coming out of the woodwork to “help” with your mortgage. Whether you are in default, foreclosure, in the midst of sale or eviction, or just sitting with a mortgage where the […]

Tags: borrowers, collection agencies, credit, foreclosure defense, lawyers, lenders, TILA audit
Posted in bubble, securities fraud |