STRAIGHT OFF THE NET THANKS TO READER ALLON HILL IS THE NAME OF THIS PARTICULAR COMPANY. I’M SURE THERE ARE DOZENS OF OTHERS. Assignment Recording Residential or commercial, Agency or private delivery, Allon Hill offers a complete menu of mortgage assignment services. In the past 14 years, Allon Hill has prepared and recorded over 5 […]

Tags: audit, borrower, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, predatory lending, quiet title, rescission, RESPA, RICO, securitization, TILA
Posted in bubble, Corruption, Eviction, securities fraud |

August 4, 2008 20 MILLION HOMES TO HAVE NEGATIVE EQUITY Housing Lenders Fear Bigger Wave of Loan Defaults By VIKAS BAJAJ The first wave of Americans to default on their home mortgages appears to be cresting, but a second, far larger one is quickly building. Homeowners with good credit are falling behind on their payments […]

Tags: appraisal fraud, Lender Liability, mortgage meltdown, negative equity, UPSIDE DOWN
Posted in Eviction |

more than 8,000 appraisers – roughly 10 percent of the industry – have signed a petition asking the federal government to take action. “There are a lot of people who have refinanced for more than their homes are actually worth and they’re effectively already upside down even without a real estate bubble bursting,” said Callahan. […]

Tags: appraisal fraud, foreclosure defense, foreclosure offense, Lender Liability, mortgage broker liability
Posted in Eviction |

One of the key elements of the attack on the “lender” is fraud in the inducement and fraud in the execution of the loan documents. A central point to the attack is that the borrower was correctly, reasonably and legally (TILA) relying on the mortgage broker (state law and regulation), the lender (TILA, state law […]

Tags: disclosure, foreclosure defense, Lender Liability, over-appraisal, TILA
Posted in Eviction |

Some interesting thoughts about the effect of bank failure. If the bank was the “lender” on your mortgage (or Deed of Trust) and note, what happens to the mortgage and note? Mutual of Omaha here is taking over the deposits of these failed banks. See below. Is FDIC going to foreclose on “non-performing” loans? If […]

Tags: bank failures, FDIC, foreclosure defense, Lender Liability
Posted in Eviction |

WHEN WAS THE LAST TIME YOU HEARD ABOUT A BUNCH OF UNSOPHISTICATED, POORLY EDUCATED, SOMETIMES NON-ENGLISH SPEAKING PEOPLE SCATTERED OVER 50 STATES GETTING TOGETHER TO DEFRAUD THE POWERFUL FINANCIAL INDUSTRY ON WALL STREET? We can all agree that there is enough blame to go around for everyone — from government and the financial industry, down […]

Tags: American values, appraisers, conservatism, foreclosure defense, fraud, Honesty, integrity, Lender Liability, mortgage brokers, real estate brokers, Wall Street
Posted in bubble, Corruption, Eviction |

Most lawyers and borrowers take it for granted that they know what a “lender” is. They take it for granted that they know that this was a “mortgage” transaction. They take it for granted that the transaction was legal but for the legal challenges you wish to mount to ward off foreclosure, sale or eviction. […]

Tags: CALIFORNIA, corporations, Florida, intangible tax, lender, Lender Liability, registration, secretary of state, securities, Washington Mutual
Posted in Eviction |

Taking the entire Mortgage Meltdown process as a single transaction starting with the origination of the loan to the borrower and ending with the sale of an asset backed security to an investor, a pattern of deception and confusion emerges — providing the borrower with an arsenal of offensive and defensive strategies to avoid foreclosure, […]

Tags: appraisals, FDIC, Fitch ratings, foeclosure defense, Lender Liability, Moody's Investor Service, mortgage meltdown, rating agencies, single transaction, Standard & Poor's
Posted in Uncategorized |

IT ALL COMES DOWN TO THIS: LENDERS DIDN’T CARE ABOUT THE QUALITY OF THE LOAN OR THE IMPACT ON BORROWERS OR INVESTORS (INCLUDING THEIR OWN SHAREHOLDERS). THEY WERE PREPARED TO FALSIFY ANYTHING AND USE ANY MISREPRESENTATION OR PRESSURE TACTIC THEY COULD TO GET THE LOAN SOLD AND THE BORROWER TO SIGN. THEY PRETENDED THEY HAD […]

Tags: AMbac, countrywide, foreclosure defense, GE, General Electric, lender fraud, Lender Liability, lender misrepresentation, MBIA, mortgage meltdown lawsuits, New Century Financial Corp, PMI Group, Redwood Trust, RESPA, TILA audit, WMC Mortgage
Posted in bubble, Corruption, Eviction, securities fraud |

SUING THE LENDER, MORTGAGE BROKER ET AL AFTER FORECLOSURE AND SALE When it is all over and you have been evicted from your dream home, most people drop the matter and move on, being too distracted by their monetary problems to look back at the painful disaster. What you should know, however, is that violations […]

Tags: audit, foreclosure sale, LAWYER, Lender Liability, NON-JUDICIAL SALE, TILA
Posted in bubble, Eviction |