Every time a homeowner wins in foreclosure the investors are actually protected. It’s the sale of the property and/or entry of the foreclosure judgment that cuts investors off from their investment. Weird, right? An article in the recently published Florida Bar Journal illustrates perfectly the confusion that occurs within the courts and by lawyers when […]

Tags: ARTICLE 9, assignment of mortgage, consideration, Transfer of mortgage, UCC, UNIFORM COMMERCIAL CODE
Posted in discovery, evidence, Fabrication of documents, foreclosure defenses, legal standing, Pleading |

Parties claiming a right to foreclose allege they are the “Holder” and do not allege they are the holder in due course (HDC) because they are ducking the issue of consideration required by both Article 3 and Article 9 of the UCC. So far their strategy of confusion is working. They are directly or impliedly […]

Tags: article 9 UCC, Assignment of mortgage under Article 9, debts, holder in due course. UCC, holder under Article 3, mortgages, notes, originator of loan, originator of note execution, secured transactions, structured finance, UCC, UCC Article 3, UNIFORM COMMERCIAL CODE
Posted in Corruption, evidence, expert witness, foreclosure defenses, Modification, Pleading, Servicer |

Corroborating what I have been saying for years on this blog, the Supreme Court of the state of California is reasserting its position that if entity ABC wants to collect on a debt in California, then that particular entity must own the debt. This is basic common sense and simply follows article 9 of the […]

Tags: ARTICLE 9, borrower, California Supreme Court, creditor, DEBTOR, Glaski, Investor, ownership of the note, recusal, UNIFORM COMMERCIAL CODE
Posted in Corruption, Eviction, evidence, expert witness, foreclosure defenses, foreclosure mill, Modification, Motions, Pleading, securities fraud, Servicer |

WHY YOU SHOULD SIGN UP FOR MEMBERSHIP AND SEND A DONATION. GO TO THE HOME PAGE AND SIGN UP FOR BOTH: Every morning I read the recent cases, news articles and other blogs with an eye toward developing strategies and tactics that will get at the truth of the mortgage disaster. It takes hours and […]

Tags: considerataion, for value received, holder in due course. UCC, holders of note, illegal foreclosures, possessors of note, settlement, UNIFORM COMMERCIAL CODE, wrongnful foreclosures
Posted in Eviction, securities fraud |

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE Start with the Federal Rules of Evidence. This is an act of congress signed into law by the President of the United States. You can’t get much higher than that for authority. At issue in this article are Rule 901 and 902. Judge […]

Tags: AUTHENTICATION OF DOCUMENT, bankruptcy, borrower, countrywide, disclosure, foreclosure, foreclosure defense, foreclosure offense, foreclosures, FOUNDATION, fraud, fre 901, fre 902, In Re Sardana, In re Veal, Judge Charles G Case, LOAN MODIFICATION, modification, quiet title, rescission, RESPA, securitization, TILA audit, trustee, UCC, UNIFORM COMMERCIAL CODE, WEISBAND
Posted in bubble, Corruption, Eviction, securities fraud |

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE — EVIDENCE COUNTS!!! NEIL GARFIELD, GARFIELD CONTINUUM SEMINARS, LIVINGLIES VINDICATED IN FULL NO MERIT TO FORECLOSURE ACTIONS, PAST PRESENT OR FUTURE UNLESS THE REAL CREDITOR IS PRESENT. BURDEN OF PROOF SHIFTS TO PRETENDERS 57568003-IN-RE-VEAL-w “IN THIS CASE, ONE COMPONENT OF PRUDENTIAL STANDING IS […]

Tags: 9TH CIRCUIT, AHMSI, ARTICLE 3, ARTICLE 9, Bank of America, bankruptcy, BAP, borrower, countrywide, creditor, disclosure, Eviction, foreclosure, foreclosure defense, foreclosure offense, fraud, lender, Lender Liability, MERS, mortgage meltdown, motion to lift stay, NINETH CIRCUIT, note, Option One, PROOF OF CLAIM, PRUDENTIAL STANDING, quiet title, REAL APRTY IN INTERST, rescission, securitization, standing, TILA audit, trustee, UCC, UNIFORM COMMERCIAL CODE, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |