In a dispute between the attorney for the homeowner and the attorney for the alleged “lender”, there are a number of devices that are nearly universally applied across the country in order to ridicule and defeat the homeowner. The more you are aware of them, the better you will be prepared to deal with them. […]

Tags: Fannie MAe, vexatious litigation, Wachovia, Wells Fargo
Posted in discovery, evidence, expert witness, Fabrication of documents, legal standing, Modification, Wells Fargo |

Achieving standing via merger also requires that the surviving entity prove that it “acquired all of [the absorbed entity’s] assets, including [the] note and mortgage, by virtue of the merger.”Fiorito v. JP Morgan Chase Bank, Nat’l Ass’n, 174 So. 3d 519, 521 (Fla. 4th DCA 2015). see http://4closurefraud.org/2016/06/07/fl-4th-dca-segall-v-wachovia-bank-na-reversed-wachovia-failed-to-prove-standing-to-foreclose/ Finally the courts are turning back to […]

Tags: acquisition of loans, Bank of America, Chase, Citimortgage, merger, standing, Wachovia
Posted in Uncategorized |

World Savings Bank  was acquired by Wachovia Bank  which in turn was acquired by Wells Fargo.  We have previously reported here that we had no information regarding the actual securitization of loans had been originated by World Savings Bank.  Now we have that information. And in a case of the right hand not aware of […]

Tags: authority to represent, REAL PARTY IN INTEREST, securitization, standing, Wachovia, Wells Fargo, World Savings Bank
Posted in Corruption, Eviction, evidence, expert witness, foreclosure defenses, foreclosure mill, Modification, Pleading, securities fraud, Servicer |

CHECK OUT OUR DECEMBER SPECIAL! What’s the Next Step? Consult with Neil Garfield For assistance with presenting a case for wrongful foreclosure, please call 520-405-1688, customer service, who will put you in touch with an attorney in the states of Florida, California, Ohio, and Nevada. (NOTE: Chapter 11 may be easier than you think). Editor’s […]

Tags: ownership of bond, ownership of loan, ownership of note, recordation, Wachovia
Posted in bubble, Corruption, Eviction, securities fraud |

Click Now to Consult with Neil Garfield NOTE: For Legal Representation in Florida,  Ohio and California, please call our customer service number 520-405-1688 Editor’s Comment and Analysis: For those, like myself, frustrated with the pace of the investigation, we must remember that the convoluted manner in which money and documents were handled was intended to […]

Tags: Business News, Housing crisis, Investigation, JPMorgan Chase, Obama administration, Reuters, video, Wachovia, Wachovia Mortgage Investigation, Wachovia Wells Fargo, Wells Fargo, Wells Fargo Mortgage Investigation
Posted in bubble, Corruption, Eviction, securities fraud |

MOST POPULAR ARTICLES CLICK HERE TO GET COMBO TITLE AND SECURITIZATION REPORT SEE FULL ARTICLE ON MORTGAGENEWSDAILY.COM The OCC is rolling out its first public service announcements to alert consumers about the Independent Foreclosure Review announced by it, the Fed, and the OTS in early November.  The campaign follows the distribution of over 4 million letters […]

Tags: AMERICA'S SERVICING COMPANY, Aurora Loan Services, Bank of America, bankruptcy, Beneficial, borrower, Chase, Citi Mortgage, Citibank, CitiFinancial, Country-Wide, countrywide, disclosure, EMC, EverBank/Everhome, foreclosure, foreclosure defense, foreclosure offense, FORECLOSURE REVIEW, foreclosures, fraud, Freedom Financial, GMAC Mortgage, HFC, HSBC, IndyMac Mortgage Ser vices, LOAN MODIFICATION, MetLife Bank, modification, NATIONAL CITY, OCC, PNC, quiet title, rescission, RESPA, securitization, Sovereign Bank, Sun-Trust Mortgage, TILA audit, trustee, U.S. Bank, Wachovia, Washington Mutual, WEISBAND, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |

Editor’s Note: Better late than never. It is a step in the right direction, but 30% reduction is not likely to do the job, and waiting for mortgages to become delinquent is simply kicking the can down the road. The political argument of a “gift” to these homeowners is bogus. They are legally entitled to […]

Tags: Alan M White, ARIZONA, assistant secretary of the Treasury, Bank of America, BOA, BofA, Brad Hunter, Commerce Department, countrywide, credit cards, David Streitfeld, debt forgiveness, forgiveness of debt, Fremont Investment and Loan, Housing and Urban Development, inspector general, Jack Schakett, Louise Story, Martha Coakley, Massachusetts, Metrostudy, Michael S. Barr, Neil M. Barofsky, New York Times, predatory lending, preumptively unfair, principal reduction, redefault, Scottsdale, Steve Walsh, Supreme Judicial Court, TARP, Troubled Asset Relief Program, Valparaiso University School of Law, Wachovia, Wells Fargo, White House
Posted in bubble, Corruption, Eviction, expert witness, Modification, securities fraud, Servicer |