Archive for 'Uncategorized' Category
The current talking points used by the Banks is that somehow the Trust can enforce the alleged loan even though it is the “investors” who own the loan. But that can only be true if the Trust owns the loan which it doesn’t. And naming the “investors” as the creditor does nothing to clarify the […]
By William Hudson Santa Cruz Takes a Stand Against Wall Street Banks Santa Cruz, California—a laid-back surfer community along the iconic Route 1—has become an unlikely leader in the fight against Wall Street misconduct. Unlike its wealth-driven neighbors to the north in Silicon Valley and to the south in Carmel, Santa Cruz has long valued […]
WANTED! HELP FELLOW HOMEOWNERS FIND EFFECTIVE FORECLOSURE COUNSEL. SHARE YOUR ATTORNEY EXPERIENCES WITH US! Dear LivingLies Readers, If you have had a good experience or good results with a foreclosure, bankruptcy or real estate attorney- we would like to know who represented you (or a friend). Please leave a reply in response to […]
87 Years Later & What has Changed in America? If you have comments about this study please post in comments or email us your story at: info@lendinglies.com. We will be compiling your comments and emails from this post and sending them to various agencies so they can understand the devastating psychological impact of Foreclosure on […]
By William Hudson Due to the number of people in foreclosure, there is currently more demand than supply for competent attorneys who specialize in foreclosure defense. The most aggressive and successful attorneys now have the luxury of choosing the clients they decide to take-on. Therefore, it is important that the homeowner represent themselves in […]
[wpvideo z7fcY7e3] Listen Now as South Florida attorneys’ James Randy Ackley of the Law Offices of James Randy Ackley, PA and Neil Garfield of The Garfield Firm discuss how adhesion contracts and unconscionability pertain to foreclosure. A standard contract drafted by one party (usually a business with stronger bargaining power) and signed by the […]
Why Loan Assignments Without Real Transactions Are Void, Not Voidable Disclaimer: This article is for educational purposes only. It is not legal advice and should not be relied upon in any individual case. Always consult with a licensed attorney regarding your specific situation. The Core Issue: No Transaction, Nothing to Ratify Courts often assume that […]
http://www.latimes.com/business/la-fi-widow-foreclosures-20160601-snap-story.html By Andrew Khouri, LA Times A bill that would give California widows and widowers greater protections against foreclosure passed the state Senate on Wednesday. The proposal is geared at giving surviving spouses who own their home but are not on its mortgage note a better shot at obtaining a loan modification. Consumer groups say survivors […]
——–THE FOLLOWING ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER——– Click in to tune in The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays By William Hudson Tonight Attorney James Randy Ackley returns to the Neil Garfield Show and will continue […]
When BOA says it is a “Successor by merger” to Countrywide, it is no more true than Chase’s claims that it is the successor by merger to WAMU and no different than the false claims of OneWest as to IndyMac. In each instance there was a merger but in none of them were loans acquired […]
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