I almost stopped reading this lawsuit because I thought they were casting Ocwen and Altisource as victims. And to a limited extent that is true. But upon close reading this lawsuit is about what the investors lost to the unrelenting full court press to foreclose at the expense of investors and obvious huge harm to homeowners who were ready willing…[...]
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Several readers have asked for identification of the people who are responsible for the hacking and the question arose as to whether there were other activities by them that people should know about. All the current evidence points to Tama a/k/a "TL" Anderson as the primary person who appears to have directly committed the hacks. She also, of late, has…[...]
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The takeaway from this is that when Wells Fargo lies it is telling a whopper. The same is true for Chase, Citi and Bank of America. They tell lies that lead to ruin of working American families and they don't care. Their only concern is protecting the fraudulent scheme that brought trillions of dollars in illicit revenue to them and…[...]
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It has been brought to my attention that a mass email has been sent using private and proprietary email addresses owned by myself, LivingLies and related entities. The illegal act is part of an overall scheme making false accusations against myself, LivingLies, and another attorney. The offending email is from a volunteer for LivingLies who had access up until early…[...]
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When the other side is playing hardball with dirty tricks, perjury and fraud, what do you do? Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Want to win? Pay attention! In the December 2017 Florida judicial foreclosure case of Wells Fargo Bank v. Riley, Court holds after trial that Defendant homeowner prevails and…[...]
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Lawyers, judges and homeowners are using different terms interchangeably thus muddying up the argument or ruling. An assignment refers to a mortgage whereas an endorsement ("indorsement" in legalese) refers to a note. The rules regarding enforcement of a mortgage are different than the enforcement of a note. Let us help you plan your foreclosure defense strategy, discovery requests and defense…[...]
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This was no mistake. It is one of many ploys to make modification unlikely or impossible. WFB wants foreclosures not modifications. That way they get to steal from investors, steal from homeowners and get away with it! Once again, WFB is caught cheating homeowners, producing needless foreclosures (using the so-called "modification" process), leaving the homeowners in the dirt with an…[...]
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What is clear to me is that nothing has changed except the government complicity in predatory lending practices is increasing despite the passage of Dodd Frank. A fact that keeps getting buried here is that Federal Law (Truth in Lending Act) puts the burden of determining affordability of an alleged loan product on the lender, not the borrower. That is…[...]
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SIMPLE LOGIC, NO DEBATE I said it before and the Supreme Court said I was right. I said it again and the Supreme Court will again issue a ruling that conforms with my statements about TILA Rescission. The longer the rebellion (by the courts) goes on, the more title, rights, obligations and certainty will be undermined. It's not up for…[...]
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See TERA Explained and Using our TERA Report If you don't get our TERA report, you are most likely overlooking important parts of the defense narrative. Get our TERA report. Then the CONSULT. Here is a typical piece of narrative in the TERA report: "In the Trust Instrument (PSA) the Trustee and the parties identified as beneficiaries lack any power to conduct or ratify any transaction…[...]
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