http://www.bloomberg.com/news/videos/2016-06-09/the-history-behind-wall-street-s-foreclosure-scandal David Dayen discussed the "Great Foreclosure Machine" steamrolling the American dream.  Buy "Chain of Title Now" and support Dayen who understands that the evidence should speak in a court of law.  "Once you break the Chain of Title, it is difficult to unbreak it." https://www.amazon.com/Chain-Title-Americans-Uncovered-Foreclosure/dp/1620971585    [...]

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By William Hudson http://www.wsj.com/articles/appeals-court-throws-out-1-27-billion-penalty-against-bank-of-america-1464018896   The big banks have demonstrated to the world that they own everything including the courts, law enforcement and government officials. They have demonstrated this fact by rigging currency and economies, obtaining bailouts when they had no losses, foreclosing on loans they can’t prove they own, playing both sides of the market and by purchasing government…[...]

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It seems apparent to me that the banks are sidestepping the statute of limitations issue by getting homeowners to renew payments after the statute has run. Given the confusion in Florida courts it is difficult to determine with certainty how the statute will be applied. But the execution of a modification agreement would, in my opinion, almost certainly waive the…[...]

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Tags: disclosure, foreclosure defense, fraud, LOAN MODIFICATION, Master Servicer, securitization, Servicer advances, statute of limitations
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[gallery ids="36037" type="rectangular"]   http://www.marketwatch.com/story/housing-crisis-has-led-to-breakdown-of-the-social-order-author-says-2016-06-08?link=sfmw_tw By Andrea Riquier Imagine the immense stack of papers that accompanies a home purchase closing. Excited home buyers sign, sign, and sign some more. They sign even more now since the 2015 introduction of new regulations required by Dodd-Frank known as “know before you owe,” or TRID. But does anyone actually read the documents being…[...]

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By- The Staff at Lending Lies We are approaching a societal tipping point. Debt, government decay, and global dysfunction are culminating into an unstoppable social upheaval. The 2008 financial crisis that was a collusion engineered by the Fed and Wall Street, created billions of dollars in bad debt that has yet to be realized. Homes and stocks are grossly overvalued,…[...]

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Tags: tipping point foreclosure fraud
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[caption id="attachment_35947" align="alignnone" width="960"] FILE - In this March 24, 2009 file photo, a sign lies on the ground in front of a foreclosed home in Homestead, Fla. Officials in 49 states have launched a joint investigation into allegations that mortgage companies mishandled documents and broke laws in foreclosing on hundreds of thousands of homeowners. (AP Photo/J Pat Carter, File)[/caption]…[...]

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Achieving standing via merger also requires that the surviving entity prove that it “acquired all of [the absorbed entity’s] assets, including [the] note and mortgage, by virtue of the merger.”Fiorito v. JP Morgan Chase Bank, Nat’l Ass’n, 174 So. 3d 519, 521 (Fla. 4th DCA 2015). see http://4closurefraud.org/2016/06/07/fl-4th-dca-segall-v-wachovia-bank-na-reversed-wachovia-failed-to-prove-standing-to-foreclose/ Finally the courts are turning back to the simple rules of law…[...]

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Tags: acquisition of loans, Bank of America, Chase, Citimortgage, merger, standing, Wachovia
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The current talking points used by the Banks is that somehow the Trust can enforce the alleged loan even though it is the "investors" who own the loan. But that can only be true if the Trust owns the loan which it doesn't. And naming the "investors" as the creditor does nothing to clarify the situation --- especially when the…[...]

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Tags: creditor, debt, DEBTOR, disclosure, fraud, liability, Mortgage Loan Schedule, PSA, single transaction doctrine, step transaction doctrine, trust
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By William Hudson Santa Cruz Takes a Stand Against Wall Street Banks Santa Cruz, California—a laid-back surfer community along the iconic Route 1—has become an unlikely leader in the fight against Wall Street misconduct. Unlike its wealth-driven neighbors to the north in Silicon Valley and to the south in Carmel, Santa Cruz has long valued lifestyle, natural beauty, and progressive…[...]

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Tags: boycott big banks, break the banks, foreclosure fraud, santa cruz foreclosure
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                         WANTED! HELP FELLOW HOMEOWNERS FIND EFFECTIVE FORECLOSURE COUNSEL. [caption id="attachment_35724" align="alignnone" width="500"] ATTORNEYS-The Good, the Bad, and the Ugly![/caption] SHARE YOUR ATTORNEY EXPERIENCES WITH US! Dear LivingLies Readers, If you have had a good experience or good results with a foreclosure, bankruptcy or real estate attorney- we would like to know who represented you (or a friend). Please…[...]

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