87 Years Later & What has Changed in America? If you have comments about this study please post in comments or email us your story at: info@lendinglies.com.  We will be compiling your comments and emails from this post and sending them to various agencies so they can understand the devastating psychological impact of Foreclosure on the American homeowner.  Please indicate…[...]

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[caption id="attachment_35602" align="aligncenter" width="392"]   The Best Clients land the Best Attorneys[/caption]   By William Hudson Due to the number of people in foreclosure, there is currently more demand than supply for competent attorneys who specialize in foreclosure defense. The most aggressive and successful attorneys now have the luxury of choosing the clients they decide to take-on. Therefore, it is…[...]

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[wpvideo z7fcY7e3] Listen Now as South Florida attorneys' James Randy Ackley of the Law Offices of James Randy Ackley, PA and Neil Garfield of The Garfield Firm discuss how adhesion contracts and unconscionability pertain to foreclosure.   A standard contract drafted by one party (usually a business with stronger bargaining power) and signed by the weaker party (usually a consumer…[...]

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Legal support for fighting wrongful foreclosure Why Loan Assignments Without Real Transactions Are Void, Not Voidable Disclaimer: This article is for educational purposes only. It is not legal advice and should not be relied upon in any individual case. Always consult with a licensed attorney regarding your specific situation. The Core Issue: No Transaction, Nothing to Ratify Courts often assume that if there is an assignment…[...]

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http://www.latimes.com/business/la-fi-widow-foreclosures-20160601-snap-story.html By Andrew Khouri, LA Times A bill that would give California widows and widowers greater protections against foreclosure passed the state Senate on Wednesday. The proposal is geared at giving surviving spouses who own their home but are not on its mortgage note a better shot at obtaining a loan modification. Consumer groups say survivors – including those who inherit property…[...]

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[caption id="attachment_35460" align="alignnone" width="467"] The Neil Garfield Show Tonight! 6 pm EST[/caption] ——–THE FOLLOWING ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER——– Click in to tune in The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays By William Hudson Tonight Attorney James Randy Ackley returns to…[...]

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When BOA says it is a “Successor by merger” to Countrywide, it is no more true than Chase’s claims that it is the successor by merger to WAMU and no different than the false claims of OneWest as to IndyMac. In each instance there was a merger but in none of them were loans acquired because they had already been…[...]

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By David Dayen, Author of Chain of Title and winner of the Studs Terkel Prize via Vice http://www.vice.com/read/what-happened-when-the-fbi-investigated-foreclosure-fraud-in-florida Six years ago, FBI agents in Jacksonville, Florida, wrote a memo to their bosses in Washington, DC, that could have unraveled the largest consumer fraud in American history. It went to the heart of the shady mortgage industry that precipitated the financial…[...]

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[caption id="attachment_35391" align="alignnone" width="267"] California Trend: The Truth Matters[/caption] By Attorney Charles Marshall, Southern California Time to provide some of the backstory to how the recent breakthrough decision of Gieseke v. Bank of America came about. Of course it goes back to Yvanova (February 2016). This blog has addressed that decision on many occasions. And then there is Keshtgar v.…[...]

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Register now for a Half-Hour or One-Hour Consultation Now.  Sale ends tomorrow at Midnight. Half-Hour Consultations are now $279 (reg. $325) and One-Hour Consultations are $500 (reg. $650).  Not sure how much time you need?  Purchase the one-hour consultation and use half now and half later. Neil's experience and expertise can quickly analyze your particular situation and provide possible solutions…[...]

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