SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM GET COMBO SECURITIZATION AND TITLE REPORT AND ANALYSIS AT WWW.LUMINAQ.COM EDITOR’S NOTE: I’m not sure who the actual author of this piece is, but it is very good in many places. Probably John Korman. The point, as we have stated here before, is that there were no loans because […]

Tags: bankruptcy, borrower, disclosure, Federal reserve, foreclosure, foreclosure defense, foreclosure offense, fraud, investment contract, Lender Liability, MERS, predatory lending, rescission, SEC, securitization
Posted in bubble, Corruption, Eviction, securities fraud |

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S RANT: They turned the financial world upside down, taking our society with it. So it should come as no surprise that they would accuse homeowners of trying to get what the banks have been doing now for over three years — GETTING A FREE HOUSE. They never funded […]

Tags: Business News, Consumer Financial Protection Agency, Consumer Financial Protection Bureau, Elizabeth Warren, foreclosure crisis, foreclosure defense, foreclosure fraud, Foreclosure Investigation, FORECLOSURE SETTLEMENT, Lender Liability, MERS, predatory lending, rescission, securitization, State Attorneys General
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S COMMENT: That housing prices are continuing to fall is no surprise to anyone other than the “economists” who are mouthpieces for Wall Street and the government puppets that spout the spin — misdirecting attention from the fact that securitization of debt has been a giant illusion and that […]

Tags: bailout, bankruptcy, borrower, credit crisis, disclosure, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, MERS, Mortgage, predatory lending, rescission, securitization
Posted in bubble, Corruption, Eviction, securities fraud |

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM “The Minnesota attorney general, Lori Swanson, accused Encore of fraud, saying it had filed false affidavits to collect consumer debt that was not owed or had been already paid off.” HUGE POTENTIAL EFFECT ON FORECLOSURES EDITOR’S COMMENT: The significance here is not just that robo-signing was used, which violates […]

Tags: borrower, consumer debt, Debt Collection Agency, default, disclosure, Encore Capital Group, false affidavits, foreclosure defense, foreclosure offense, fraud, Lender Liability, Lori Swanson, MERS, Minnesota, payment, predatory lending, rescission, robosigning, securitization, servicer
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITORIAL COMMENT: Just how many times do judges need to point out that the foreclosures are fraudulent? How many times do we need to see that the fraud in foreclosures might just be reflection of the fact that loans, notes and mortgages were fraudulent as well. The documents on […]

Tags: Altered Documents, Chancery, Cook County, Daniel Lindsey, disclosure, Fisher and Shapiro LLC, foreclosure defense, foreclosure offense, fraud, Illinois Attorney Registration & Disciplinary Commission, MERS, Moshe Jacobius, predatory lending, rescission, securitization
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S NOTE: WISCONSIN COURT GETS IT: HEARSAY, PROOF, HOLDER NOT THE SAME AS CREDITOR, ETC. AFFIDAVIT THROWN OUT FOR LACK OF PERSONAL KNOWLEDGE. In short everything we have been saying here was followed by the Court. Expect more decisions like this coming from other states. In other words, false […]

Tags: affidavit, appeals court, assignment of mortgage, aurora loan servicing, chain of title, competence, David J. Carlsen, evidence, evidentiary hearing, failure, foreclosure defense, foreclosure fraud, foreclosure offense, hearsay witness, Kelly Conner, MERS, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., Nancy L. Carlsen, securitization, TRIAL, Wisconsin
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SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM MERS Tells Servicers to Stop Foreclosing in Their Name By: David Dayen Thursday February 17, 2011 7:04 am Since MERS is owned by the big banks, this has the effect of MERS telling itself to stop existing. But it’s quite significant. In a memo to its members (the member […]

Tags: borrower, disclosure, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, MERS, mortgage meltdown, predatory lending, rescission, securitization
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COMBO TITLE AND SECURITIZATION SEARCH, REPORT, ANALYSIS ON LUMINAQ 3.16.2011 Illinois Recission Stewart-v-BAC-w EDITOR’S NOTE: THIS CASE STANDS FOR THE PROPOSITION THAT YOU CAN’T TELL THE BORROWER LATER WHAT SHOULD HAVE BEEN DISCLOSED AT CLOSING: Federal Law has governed these fake securitized loan transactions from their beginning. That is why they are fatally defective and […]

Tags: DEUTSCHE BANK, Deutsche Bank National Trust, Ellie Stewart, foreclosure fraud, Illinois, MERS, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., Regulation Z, rescission, righ to cancel, TILA, truth in lending, VIRGINIA M. KENDALL
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COMBO TITLE AND SECURITIZATION SEARCH, REPORT, ANALYSIS ON LUMINAQ see 10-lies-we-live-by-and-should-stop-believing-if-we-want-this-to-stop NOTABLE QUOTES: “Alan M. White, a law professor at the Valparaiso University School of Law in Indiana, last year matched MERS’s ownership records against those in the public domain. “The results were not encouraging. “Fewer than 30 percent of the mortgages had an accurate […]

Tags: Alan Grayson, Covington & Burling, GRETCHEN MORGENSON, MERS, MICHAEL POWELL, mortgage brokers, no-doc mortgages, Real Estate Market, William Hultman
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COMBO TITLE AND SECURITIZATION SEARCH, REPORT, ANALYSIS ON LUMINAQ NOT QUITE THAT SIMPLE EDITOR’S NOTE: The assumption is that if MERS is screwed we are all saved. I have it on incontrovertible authority that the mega banks already have a plan mapped out for that and in fact they are already putting it into action. […]

Tags: clouded title, fraud, MERS, Mortgage Electronic Registration System, Office of the Comptroller of the Currency, Pittsburgh, PNC Financial Services Group Inc
Posted in bubble, Corruption, Eviction, securities fraud |